Go solar with lower upfront cost.
SolarGuru Energy now has access to a solar financing structure designed to reduce the net cost of eligible solar projects by using commercial solar tax incentives and applying those savings upfront.
A different way to finance solar
This program is structured differently than a traditional residential solar purchase. Instead of relying only on the homeowner's personal tax credit eligibility, the project uses a commercial solar ownership structure during the initial period.
Commercial incentives are applied
The solar project is initially structured so commercial-level solar incentives can be captured and used to lower the project cost.
Savings reduce the price upfront
Instead of waiting until tax season, qualifying incentive value is passed through as an upfront discount on the system.
Ownership transfers later
After the IRS recapture period, which is typically about five years, the system transfers to homeowner ownership.
Program highlights
The goal is simple: make solar, battery storage, and related improvements more affordable without adding unnecessary financing costs.
Potential 30–40% upfront savings
Eligible projects may receive a substantial cost reduction before financing is finalized.
No dealer fees
The program is designed without the hidden dealer fees commonly built into many solar loan products.
No prepayment penalty
Homeowners can pay off the system early, including at installation, similar to a cash purchase.
Fixed-rate 25-year financing
Predictable long-term financing is available for homeowners who prefer to spread out payments.
Eligible project add-ons
In many cases, improvements that directly support the solar installation may be eligible to be included with the project. Final eligibility depends on the home, project scope, and program guidelines.
- Solar panels
- Battery storage
- Electrical upgrades
- Main panel work
- Qualifying roof work
- Tree trimming
- Installation-related improvements
- Energy project support work
Common questions
Here are the main details homeowners usually want to understand before requesting a proposal.
Is this a normal residential solar loan?
No. This is a specialized financing structure that uses commercial solar incentives to reduce the project cost upfront.
Do I still own the system?
The system is structured under program ownership during the initial IRS recapture period, then transfers to homeowner ownership after that period.
Can I pay it off early?
Yes. There is no prepayment penalty, so the system can be paid off early, including at installation.
Will this program always be available?
Commercial tax incentives and financing structures can change. Homeowners considering solar should review current availability before assuming the program will remain unchanged.
See what this could look like for your home.
SolarGuru Energy can prepare an updated proposal showing your system size, battery options, eligible add-ons, projected savings, and financing comparison.
Request My Updated Solar Proposal